Insurance Finder Australia Articles

Insurance Finder Australia recommends the following articles which we hope you find of interest.

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Insurance Articles

How to Choose the Right Insurance Broker for Your Business

Choosing the right insurance broker is a crucial decision for your business. A good broker serves as an invaluable partner, helping you navigate the complex world of insurance. - read more

Insurance Brokers, Agents and Direct Insurers: What Is the Difference?

Insurance brokers, agents and direct insurers can all help Australians arrange cover, but they do not play the same role. Understanding who they act for, how they are paid and what options they can access can help consumers and small business owners choose the right path for their insurance needs. - read more

How Insurance Brokers Are Licensed and Regulated in Australia

Learn what it means for an insurance broker to be licensed in Australia, how AFSL arrangements work, what disclosure documents to expect and where to take complaints. - read more

How Insurance Brokers Can Assist With Claims, Renewals and Policy Reviews

Insurance broker support does not necessarily end once a policy is arranged. Brokers may help policyholders understand claims steps, prepare for renewals and review cover as circumstances change. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Insurance News

Why Cyber Insurance Reviews Are Becoming More Urgent

15 Sep 2026: Paige Estritori

Cyber insurance has moved from a specialist add-on to a mainstream business risk issue. Recent industry commentary points to a more selective market: insurers are examining security controls, data handling and outsourced technology dependencies before offering terms. For many Australian small businesses, that means a renewal is no longer just a price conversation. It is a test of whether the business can show how it prevents, detects and recovers from an incident. - read more

New Operational Risk Expectations Put Insurer Reliability in Focus

08 Sep 2026: Paige Estritori

APRA’s operational risk standard, CPS 230, has shifted from a regulatory project into a practical benchmark for banks, insurers and superannuation trustees. For insurance customers, the change is not just about compliance language. It goes to whether an insurer can keep essential services running when technology fails, a supplier breaks down, a cyber incident occurs or a major weather event drives a surge in claims. - read more

Cyclone Reinsurance Pool Puts Cover Affordability Back in Focus

01 Sep 2026: Paige Estritori

The latest monitoring of Australia’s cyclone reinsurance pool has again highlighted a key reality for households and small businesses in cyclone-exposed regions: government-backed premium relief can help, but it does not remove the need to check whether cover is suitable, affordable and realistically sized for the risk. - read more

Why Underinsurance Is Back on the Radar for Australians

25 Aug 2026: Paige Estritori

Underinsurance is again emerging as a practical concern for Australian households and small businesses, as higher rebuilding costs, replacement expenses and insurance premiums make it harder to maintain adequate cover. Recent consumer and industry commentary has highlighted a familiar problem: many policyholders focus on the premium they can afford now, but pay less attention to whether their sum insured would be enough after a major loss. - read more

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Knowledgebase

Claim:
A formal request made by the policyholder to the insurance company for payment of a loss covered by the insurance policy.

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