Insurance Finder Australia Articles

Insurance Finder Australia recommends the following articles which we hope you find of interest.

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Insurance Articles

Understanding Your Family Insurance Needs

In the hustle and bustle of everyday life, securing the future of your family might not always be on the top of your list. However, understanding and obtaining the right insurance is crucial for your family's security. Life can be unpredictable, and having the appropriate coverage can provide peace of mind and financial stability when unexpected events occur. - read more

Insurance Brokers, Agents and Direct Insurers: What Is the Difference?

Insurance brokers, agents and direct insurers can all help Australians arrange cover, but they do not play the same role. Understanding who they act for, how they are paid and what options they can access can help consumers and small business owners choose the right path for their insurance needs. - read more

How to Choose the Right Insurance Broker for Your Business

Choosing the right insurance broker is a crucial decision for your business. A good broker serves as an invaluable partner, helping you navigate the complex world of insurance. - read more

How Insurance Brokers Are Licensed and Regulated in Australia

Learn what it means for an insurance broker to be licensed in Australia, how AFSL arrangements work, what disclosure documents to expect and where to take complaints. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Insurance News

Broker Benchmarking Shows Premium Tailwinds Are Easing

03 Nov 2026: Paige Estritori

A new Macquarie Bank benchmarking study has put a practical frame around a shift many Australian insurance clients are starting to feel: the rapid premium growth that supported broker and intermediary revenue in recent years is losing momentum. The survey of 187 insurance intermediary businesses, reported by Insurance News on 2 November 2026, found the sector remains profitable, but revenue growth is no longer being carried as strongly by rising premiums. - read more

Why Cyber Insurance Reviews Are Becoming More Urgent

15 Sep 2026: Paige Estritori

Cyber insurance has moved from a specialist add-on to a mainstream business risk issue. Recent industry commentary points to a more selective market: insurers are examining security controls, data handling and outsourced technology dependencies before offering terms. For many Australian small businesses, that means a renewal is no longer just a price conversation. It is a test of whether the business can show how it prevents, detects and recovers from an incident. - read more

New Operational Risk Expectations Put Insurer Reliability in Focus

08 Sep 2026: Paige Estritori

APRA’s operational risk standard, CPS 230, has shifted from a regulatory project into a practical benchmark for banks, insurers and superannuation trustees. For insurance customers, the change is not just about compliance language. It goes to whether an insurer can keep essential services running when technology fails, a supplier breaks down, a cyber incident occurs or a major weather event drives a surge in claims. - read more

Cyclone Reinsurance Pool Puts Cover Affordability Back in Focus

01 Sep 2026: Paige Estritori

The latest monitoring of Australia’s cyclone reinsurance pool has again highlighted a key reality for households and small businesses in cyclone-exposed regions: government-backed premium relief can help, but it does not remove the need to check whether cover is suitable, affordable and realistically sized for the risk. - read more

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Knowledgebase

Insurable Interest:
A financial or other kind of interest in the insured item or person, necessary for a valid insurance contract.

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