Insurance Finder Australia :: Home

Choosing An Insurance Broker In Australia

Finding the right insurance broker for your specific needs in Australia can seem complex. Insurance-Finder.com.au helps individuals and businesses quickly access licensed brokers, understand their services and fees, and connect with professionals aligned to your needs, so you can make informed decisions about personal, life, and business insurance.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Find and compare insurance brokers in Australia

Use our insurance broker matching tools to quickly find licensed professionals who understand your goals, whether you need cover for your family, your investment property, or your small business. Learn how an insurance broker in Australia can save you time and support more confident decisions.

Explore our guides on how to choose the right insurance broker in Australia, the difference between insurance agents and brokers, and how broker fees and charges work. Visit our About page to see how Insurance-Finder.com.au supports transparent, unbiased broker comparisons.

How our insurance broker matching works

Share your situation: Tell us if you are looking for personal, life, or business cover so we can narrow down suitable brokers.
Compare insurance brokers: Review broker profiles, services, specialties, and locations, from local insurance brokers in Sydney to regional providers.
Clarify broker fees: See how insurance broker fees and charges are structured, and which services are included.
Connect on your terms: Choose when and how a licensed insurance broker contacts you to discuss options.

Connect with a licensed broker today

Why use an insurance broker instead of going direct?

An insurance broker represents you, not the insurer, helping you interpret policy wordings, compare insurers, and fine-tune cover to match your risk profile.

Independent insurance brokers can explain the difference between insurance agents and brokers, highlight gaps in cover, and negotiate with insurers on your behalf. Our articles walk through real examples of broker-client partnerships and the benefits of using an insurance broker for small businesses and households alike. Browse practical explainer guides on our Articles hub.

Read broker advice guides

Types of insurance broker services we cover

Whether you are protecting personal assets or a growing enterprise, our network of licensed insurance brokers supports a wide range of insurance needs.

Personal insurance broker services for home, contents, car, and landlords.
Life, TPD, income protection, and trauma insurance advice tailored to families and professionals.
Business packages for SMEs, including liability, property, cyber, and professional indemnity cover.
Specialist solutions for trades, healthcare, professional services, and other niche industries.

Use our tools on the Calculators page to estimate how much cover you may need before speaking with a broker about suitable policy options.

Simple steps to choosing the right insurance broker

Clarify your priorities and budget so you can quickly rule out brokers who do not align with your needs.
Research and compare insurance brokers by experience, specialisation, and client reviews, focusing on those who regularly work with situations like yours.
Verify that you are dealing with licensed insurance brokers, understand how they are paid, and confirm how ongoing service and claims support will work.

View our broker selection checklist

From time-poor professionals to business owners managing multiple policies, Insurance-Finder.com.au streamlines the process of finding credible, licensed advisers so you can focus on decisions that matter.

Tools and insights to support better insurance decisions

Combine our broker comparison tools with educational resources, calculators, and news updates to stay informed about changes in the Australian insurance market.

Support for small and medium businesses

Connect with brokers experienced in SME risks such as public liability, business interruption, and cyber incidents.
Understand the benefits of using an insurance broker for small businesses, including help tailoring cover as you grow.
Compare insurance brokers who specialise in your industry and region, from hospitality to professional services.

Learn how other business owners selected a broker and structured cover by reviewing case studies and tips on our Articles page.

Match with a business insurance broker

How to verify an insurance broker's credentials

Checking that you are working with a properly licensed insurance broker in Australia is a vital step before sharing personal or business information.

Confirm the broker holds an Australian Financial Services (AFS) licence or is an authorised representative.
Look for professional memberships and codes of practice that outline service and conduct standards.
Review verified customer feedback, paying attention to claims support and responsiveness.

Follow our detailed guides on how to verify an insurance broker's credentials in Australia, available in the education section of our Articles hub.

Learn how to verify a broker

Stay updated with insurance news and trends

Understanding market shifts can help you time renewals, review cover, and discuss options with your broker more effectively.

Follow updates on regulation, broker licensing requirements, and industry standards.
Track emerging risks, from extreme weather events to evolving cyber threats.
See how economic conditions may influence premiums and policy terms across Australia.

View the latest insurance news

Insurance News

Australian Insurers Achieve $6.1 Billion Profit in 2024

06 Jan 2026: Paige Estritori

In 2024, Australia's insurance industry reported a significant after-tax profit of $6.1 billion, marking a substantial increase from the five-year average of $2 billion. This surge in profitability is attributed to a combination of premium hikes and a year characterized by fewer severe weather events. - read more

Embracing AI: The Future of Australia's Insurance Industry

06 Jan 2026: Paige Estritori

Australian insurance companies are increasingly integrating artificial intelligence (AI) into their operations to enhance efficiency, improve customer service, and strengthen risk management. This digital transformation is driven by the need to remain competitive in a rapidly evolving market. - read more

Rising Premiums and Record Profits: The Growing Concern Among Australian Policyholders

06 Jan 2026: Paige Estritori

Australian consumers are expressing increasing concern over substantial hikes in insurance premiums, especially in light of the industry's record profits. Reports indicate that some policyholders have experienced premium increases of up to 600%, prompting questions about the fairness and transparency of pricing strategies. - read more

nib Health Insurance Premiums to Rise by 5.79% in 2025

05 Jan 2026: Paige Estritori

nib holdings limited has announced an average increase of 5.79% in health insurance premiums, effective from 1 April 2025. This adjustment reflects the insurer's response to escalating healthcare costs and heightened utilisation of medical services. - read more

Click for more Insurance News

Insurance Articles

Understanding the Different Types of Business Insurance: What You Need to Know

In the dynamic and often unpredictable world of business, risks and uncertainties are part of the journey. For small business owners in Australia, navigating these challenges can seem daunting. - read more

Navigating the Insurance Maze: The Role of Brokers in Simplifying Your Choices

Insurance brokers play a vital role in helping individuals and businesses navigate the complex world of insurance. Unlike direct insurers who offer their own products, brokers act as intermediaries between clients and a range of insurance companies. Their primary goal is to find the most suitable coverage tailored to their clients' specific needs. - read more

The Importance of Life, Trauma and Income Protection Insurance for Families

When it comes to protecting your family's financial future, understanding the basics of life, trauma, and income protection insurance is crucial. These insurance types provide a safety net during challenging times and offer peace of mind for families. - read more

Understanding Your Family's Insurance Needs

In the hustle and bustle of everyday life, securing the future of your family might not always be on the top of your list. However, understanding and obtaining the right insurance is crucial for your family's security. Life can be unpredictable, and having the appropriate coverage can provide peace of mind and financial stability when unexpected events occur. - read more

Knowledgebase

Subrogation:
The process by which an insurance company seeks to recover the amount paid to the policyholder from a third party responsible for the loss.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.